True or False: The subscriber on an insurance plan may be the patient, parent, or spouse.

True or False: The subscriber on an insurance plan may be the patient, parent, or spouse.

• A. True
• B. False
• C. Only True in some cases
• D. Only True for spouses

Answer: (A)

The statement is accurate because in health insurance terminology, the "subscriber" refers to the individual who holds the insurance policy. This person can indeed be the patient receiving care, a parent who holds the policy for their child, or a spouse covered under a familial insurance plan. Insurance policies are often structured to cover multiple family members under a single plan, so it is common for parents or spouses to be the subscribers while their dependents receive care. This understanding is essential for patient access representatives as they navigate insurance details, confirming coverage and benefits based on the subscriber's relationship to the patient.

The statement is accurate because in health insurance terminology, the "subscriber" refers to the individual who holds the insurance policy. This person can indeed be the patient receiving care, a parent who holds the policy for their child, or a spouse covered under a familial insurance plan. Insurance policies are often structured to cover multiple family members under a single plan, so it is common for parents or spouses to be the subscribers while their dependents receive care. This understanding is essential for patient access representatives as they navigate insurance details, confirming coverage and benefits based on the subscriber's relationship to the patient.